Compliance Information

  • Mortgage interest rates shown are based on a 30-day rate lock period. Under certain circumstances, a 60-day rate lock may be required and/or available.
  • If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowner’s insurance, flood insurance (if applicable), or property taxes which must be paid in addition to your loan payment.
  • These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
  • Today’s purchase rates are based on the purchase of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.
  • Today’s refinance rates are based on the refinance of a single-family, primary residence, a credit score of 740, and assumes the loan will have an escrow account.